Asuransi Kesehatan Terbaik Dan Murah

Asuransi Kesehatan Terbaik Dan Murah The mutum da inshora mutum ta wajibai zai ɗauki wasu siffofin kamar Premium: The adadin da manufofin-mariƙin ko su tallafa (msl wani aiki) yana biya da kiwon lafiya shirin sayan kiwon lafiya ɗaukar hoto. Deductible: The adadin da cewa inshora dole ne ya biya fitar da-na-aljihu kafin kiwon lafiya insurer biya ta raba. Alal misali, siyasa-kambun iya samun biya mai $ 500 deductible a kowace shekara, kafin wani na kiwon lafiya da aka rufe da kiwon lafiya insurer. Yana iya ɗaukar dama likita ta ziyara, ko sayen magani refills kafin da inshora mutum ya kai deductible da inshora kamfanin farawa biya domin kula. Bugu da ƙari kuma, mafi manufofin ba su shafi co-biya likita ta ziyara ko prescriptions da your deductible. Co-biyan bashin: The adadin da cewa inshora mutum dole ne ya biya daga aljihu kafin kiwon lafiya insurer biya wani musamman ziyarar ko sabis. Alal misali, wani da inshora mutum zai biya wani $ 45 co-biyan bashin wani likita ziyarar, ko ya samu wata takardar sayen magani. Asuransi Kesehatan Terbaik Dan Murah

Asuransi Kesehatan Terbaik Dan Murah A co-biyan bashin dole ne a biya kowane lokaci da sabis na musamman da aka samu. Coinsurance: Maimakon, ko a Bugu da kari to, biya wani tsayayyen adadin up gaban (a co-biyan bashin), da co-inshora ne a kashi na jimlar kudin da cewa da inshora mutum iya biya. Alal misali, kungiyar iya samun biya 20% na kudin na mai tiyata a kan da sama a co-biyan bashin, yayin da inshora kamfanin biya sauran 80%. Idan akwai wani sama da iyaka a kan coinsurance, da manufofin-mariƙin iya kawo karshen sama anta sosai kadan, ko mai girma da yawa, dangane da ainihin halin kaka na sabis sun samu. Hani: Ba duk ayyuka an rufe. A da inshora ake kullum sa ran biya cikakken kudin na ba-rufe da sabis daga nasu Aljihuna. Ɗaukar hoto iyaka: Wasu kiwon lafiya inshora manufofin kawai biya domin kiwon lafiya har zuwa wani dollar adadin. A inshora mutum iya sa ran biya wani zargin a wuce haddi na kiwon lafiya shirin ta matsakaicin biyan bashin wani takamaiman sabis. Bugu da kari, wasu inshora kamfanin makircinsu da shekara-shekara, ko rayuwa ɗaukar hoto Maxima. A cikin wadannan lokuta, da kiwon lafiya shirin zai daina biya a lokacin da suka isa amfanin iyakar da kuma manufofin da-mariƙin dole ne ya biya duk sauran halin kaka. Asuransi Kesehatan Terbaik Dan Murah